Pump.fun fees and how the app works
A trade on a Pump.fun bonding curve costs 1.25%, wherever you place it. Since 17 October 2026, Pump.fun's own website and mobile app add a Platform Fee of 0.45%, or 0.40% if your wallet has a referral code applied. That makes 1.70% per side in the app, which is still less than trading the same coin through a terminal that adds 1%.
What Pump.fun is
Pump.fun is a Solana launchpad where anyone can create a token in about a minute. Creating a coin has no platform fee. You pay only the Solana network fee and the small deposit the network needs for the token's accounts.
Every new coin starts on a bonding curve, a contract that sells the supply at a price set by formula. When the curve is filled, the coin "graduates" to PumpSwap, Pump.fun's own exchange, where it trades in a normal liquidity pool. PumpSwap replaced the earlier migration to Raydium in March 2025.
You can trade Pump.fun coins in three kinds of places: Pump.fun's web and mobile app, Pump.fun's separate trading product called Terminal, or a third-party terminal or bot. The pool fees are set by Pump.fun's contracts. What changes is the fee the interface adds.
The Platform Fee: 0.45% or 0.40%
Pump.fun's fees page says that from 17 October 2026 every trade placed through the pump.fun web app or mobile app carries a Platform Fee, in addition to the pool fees below.
| Your wallet | Platform Fee | On a $1,000 trade |
|---|---|---|
| No referral code applied | 0.45% | $4.50 |
| Another user's referral code applied | 0.40% | $4.00 |
| Trading through Terminal or a third-party interface | Not charged | That interface's own fee |
The fee is taken in the asset you spend on a buy or receive on a sell, SOL or USDC, and it is shown as a separate line before you confirm. It also applies to the first purchase you make when you create a coin, and to limit orders when they execute. When a referral code is applied, part of the fee goes to the user who referred you. Pump.fun sets that share and can change it.
Pump.fun also promotes a deposit match of up to $50 for new users who join with a referral code. It is conditional and tied to a first purchase through one of its payment providers, so read the terms in the app before you count on it.
Pool fees: bonding curve and PumpSwap
These fees are set by Pump.fun's contracts and apply on every interface, including third-party terminals.
On the bonding curve
| Creator fee | Protocol fee | LP fee | Total per trade |
|---|---|---|---|
| 0.30% | 0.95% | 0% | 1.25% |
After graduation, on PumpSwap
For a coin's main PumpSwap pool the fee falls as the coin's market cap rises. Market cap here means the token price in SOL multiplied by 1 billion tokens. The schedule has 25 steps. These are six of them for SOL-paired coins:
| Market cap (SOL) | Creator | Protocol | LP | Total per trade |
|---|---|---|---|---|
| 0 to 420 | 0.300% | 0.930% | 0.020% | 1.250% |
| 420 to 1,470 | 0.950% | 0.050% | 0.200% | 1.200% |
| 4,420 to 9,820 | 0.750% | 0.050% | 0.200% | 1.000% |
| 24,560 to 29,470 | 0.550% | 0.050% | 0.200% | 0.800% |
| 49,120 to 54,030 | 0.300% | 0.050% | 0.200% | 0.550% |
| 98,240 and up | 0.050% | 0.050% | 0.200% | 0.300% |
USDC-paired coins follow a similar schedule with dollar thresholds, from 1.25% below 59,000 USDC to 0.30% at 20 million USDC and above. Other PumpSwap pools charge a flat 0.30%. When a SOL-paired coin graduates, 0.015 SOL is deducted from its bonding curve, so traders do not pay it separately.
What a trade really costs
Add the pool fee and the interface fee to get the cost per side. The last column is a $1,000 buy followed by a $1,000 sell.
| Where you trade | Pool fee | Interface fee | Total per side | Round trip on $1,000 |
|---|---|---|---|---|
| Coin on the bonding curve | ||||
| Pump.fun app with a referral code | 1.25% | 0.40% | 1.65% | $33.00 |
| Pump.fun app, no code | 1.25% | 0.45% | 1.70% | $34.00 |
| 1% terminal with a 10% referral discount | 1.25% | 0.90% | 2.15% | $43.00 |
| 1% terminal, no referral | 1.25% | 1.00% | 2.25% | $45.00 |
| Graduated coin above 98,240 SOL market cap | ||||
| Pump.fun app with a referral code | 0.30% | 0.40% | 0.70% | $14.00 |
| Pump.fun app, no code | 0.30% | 0.45% | 0.75% | $15.00 |
| 1% terminal with a 10% referral discount | 0.30% | 0.90% | 1.20% | $24.00 |
| 1% terminal, no referral | 0.30% | 1.00% | 1.30% | $26.00 |
Network fees, priority fees and price impact are not included. On the bonding curve a round trip costs 3.3% to 4.5% in fees alone, so a coin has to rise by about that much before you break even.
Terminals earn their extra fee with speed, limit orders, wallet tracking and sniping tools. If you simply buy and hold a coin for a while, the app is the cheaper route.
Is Pump.fun safe?
The platform and the coins are two separate questions.
- The coins. Anyone can launch a coin and nobody vets them. Most never graduate from the bonding curve. Treat every purchase as money you may not get back, and check who holds the supply before buying.
- The platform's record. In May 2024 a former employee used privileged access to take about 12,300 SOL, worth about $1.9 million at the time. Pump.fun said its contracts were not at fault and set out a plan to compensate affected users, according to The Block.
- Legal pressure. Pump.fun began blocking UK users in December 2024 after a warning from the UK's Financial Conduct Authority. In January 2025 proposed class action lawsuits in the United States alleged that tokens made on the platform are unregistered securities.
- Fees can change. Pump.fun states that it can change its fees by updating the fees page, and it has done so several times.
- Imitation sites. Fake Pump.fun pages and "support" accounts are common. Check the address, and never type a seed phrase into a website.
How to start on Pump.fun
- Open pump.fun or install the mobile appUse the official site or the app store listing linked from it.
- Apply a referral code before your first tradeThe Platform Fee is 0.40% with a code and 0.45% without, and a conditional order keeps the rate it had when you placed it.
- Add fundsDeposit SOL from another wallet, or buy with a card through MoonPay inside the app.
- Read the coin page before buyingLook at the bonding curve progress, the top holders and the creator's earlier coins.
- Check the fee lines on the confirmation screenThe Platform Fee is listed separately from the pool fee.
- Decide your exit firstKnow the price at which you would sell and the loss you accept. The position size calculator turns that into a trade size.
Questions
What is the Pump.fun Platform Fee?
A fee of 0.45% on every trade placed through the pump.fun web app or mobile app, in force since 17 October 2026. It drops to 0.40% for a wallet that has applied another user's referral code. It is charged on top of the pool fees.
How much does it cost to trade on the Pump.fun bonding curve?
The bonding curve fee is 1.25% per trade: 0.30% to the coin's creator and 0.95% to the protocol. In Pump.fun's own app you add the Platform Fee, for a total of 1.70%, or 1.65% with a referral code.
What are PumpSwap fees?
For a graduated coin's main pool the total fee runs from 1.25% at the lowest market caps down to 0.30% at 98,240 SOL market cap and above. Other PumpSwap pools charge 0.30%.
Does it cost anything to create a coin on Pump.fun?
There is no platform fee. You pay the Solana network fee and the small deposit needed to create the token's accounts. If you buy your own coin at launch through the app, that first purchase pays the normal trading fees.
Do terminals like Axiom or Photon avoid Pump.fun's fees?
They avoid the 0.45% Platform Fee, which applies only in Pump.fun's own app. They still pay the pool fee, 1.25% on the bonding curve, and they add their own fee of about 1%.
Sources
- Pump.fun fees page (pump.fun/docs/fees), last updated 17 October 2026, read on 10 November 2026.
- The Block, "Pump.fun identifies $1.9 million exploiter as former employee in post mortem", 16 May 2024.
- The Block, "Pump.fun launches DEX called PumpSwap to instantly migrate graduated tokens", March 2025.
- Decrypt, "Pump.fun Faces Possible Lawsuit Over Allegations of Investor Harm", January 2025, which reports the UK block of December 2024.
- CoinDesk, "Pump.Fun Hit With Proposed Class Action Lawsuit Alleging Securities Violations", 30 January 2025.
Fees checked November 2026. Pump.fun changes its fees by updating its fees page, so check the lines on your confirmation screen.